Protect your independence and your assets as you age.?Long-Term Care has been defined as "medically necessary assistance, recommended by a physician for the treatment of a chronic illness or debilitating injury on a long term basis. Recovery is usually not expected. Care is oriented toward helping a person function, not toward a cure."
Long-term care is typically not covered by your health plan, disability coverage or Medicare. Medicaid does cover long-term care, but only after you have used up your assets paying for care.
Nursing home costs are averaging more than $60,000 per year – and since Medicare and basic health insurance will not cover most of those costs, you can see the financial uncertainty you might prevent with long-term care insurance. So it’s no wonder that more people are looking into long-term care options.
Products such as?Today's Options?can provide you with the coverage that fits your needs and your budget while providing coverage for what Medicare does not.
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